ZIP
72640
AR · County 05101 · pop 488 (population)
38.3
Opportunity Index
PEAK_OPPORTUNITYNational rank #3930
Why This ZIP
ZIP 72640 ranks #3930 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 54.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 72640 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 05101 — ZIP 72640 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 05101 — ZIP 72640 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 05101 — ZIP 72640 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 62.0 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 22.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 23.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3930
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp54.5
Pulse score27.5
Signal Breakdown — 10 Categories
Vacancy
14.6
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
62.0
Bank Institutional
23.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
6.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
14.6%
Bank Score
23.5
Insurance Score
0.0
Listings Discount
62.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 72640 | 27.5 | 23.2 | 0.0 | 62.0 |
| County 05101 | 29.3 | 21.7 | 0.0 | 19.3 |
| AR state avg | 34.8 | 21.7 | 1.5 | 35.4 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 72611 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 53 | 20 |
| 72740 | 38.0 | PEAK_OPPORTUNITY | VACANCY | 39 | 21 |
| 72638 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 42 | 21 |
| 72742 | 37.6 | OVERHEATED | VACANCY | 35 | 21 |
| 72628 | 35.9 | WATCHLIST | VACANCY | 54 | 22 |
| 72648 | 33.8 | WATCHLIST | VACANCY | 40 | 22 |
| 72601 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 32 | 18 |
| 72685 | 32.7 | EARLY_SIGNAL | VACANCY | — | 22 |
| 72856 | 32.3 | EARLY_SIGNAL | VACANCY | — | 21 |
| 72641 | 32.3 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/72640
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.