ZIP
72865
AR · County 05083 · pop 1,101 (population)
33.8
Opportunity Index
EARLY_SIGNALNational rank #12510
Why This ZIP
ZIP 72865 ranks #12510 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 72865 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 05083 — ZIP 72865 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 05083 — ZIP 72865 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 05083 — ZIP 72865 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 20.0 |
| Property Stress | 16.0 |
| Vacancy | 8.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 58.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#12510
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.4
Pulse score35.4
Signal Breakdown — 10 Categories
Vacancy
8.0
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
58.9
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
8.0%
Bank Score
58.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 72865 | 35.4 | 16.1 | 0.0 | — |
| County 05083 | 35.7 | 16.5 | 0.0 | 34.0 |
| AR state avg | 34.4 | 20.8 | 1.5 | 35.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 72943 | 41.3 | STRONG_BUY | VACANCY | 53 | 16 |
| 72835 | 40.0 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 61 | 16 |
| 72855 | 38.0 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 16 |
| 72842 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 57 | 16 |
| 72949 | 35.2 | WATCHLIST | VACANCY | 54 | 13 |
| 72927 | 35.0 | EARLY_SIGNAL | VACANCY | 31 | 17 |
| 72863 | 34.9 | EARLY_SIGNAL | VACANCY | — | 16 |
| 72851 | 33.6 | EARLY_SIGNAL | VACANCY | — | 16 |
| 72951 | 32.6 | EARLY_SIGNAL | VACANCY | — | 15 |
| 72826 | 31.9 | EARLY_SIGNAL | VACANCY | — | 11 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/72865
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.