ZIP
73020
OK · County 40109 · pop 25,351 (population)
38.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #3653
Why This ZIP
ZIP 73020 ranks #3653 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 43.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 73020 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40109 — ZIP 73020 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40109 — ZIP 73020 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40109 — ZIP 73020 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 54.7 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 60.7 |
| Construction Pressure | 47.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3653
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp43.8
Pulse score35.0
Signal Breakdown — 10 Categories
Vacancy
5.5
Auction / REO
—
Construction Pressure
47.7
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
54.7
Bank Institutional
60.7
Insurance Distress
0.0
Foreclosure / Delinquency
17.0
Top-Line Metrics
Avg DOM (days)
5.6
Price Cut %
—%
Short-Sale Listings
5
Auction Events 90d
—
Vacancy %
5.5%
Bank Score
60.7
Insurance Score
0.0
Listings Discount
54.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 73020 | 35.0 | 19.3 | 0.0 | 54.7 |
| County 40109 | 33.9 | 19.1 | 0.0 | 39.9 |
| OK state avg | 32.8 | 17.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 73119 | 40.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 57 | 20 |
| 73108 | 40.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 59 | 20 |
| 73129 | 38.6 | PEAK_OPPORTUNITY | VACANCY | 50 | 20 |
| 73135 | 38.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 20 |
| 73110 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 20 |
| 73012 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 20 |
| 73122 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 46 | 20 |
| 73179 | 37.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 56 | 18 |
| 73013 | 37.7 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 20 |
| 73008 | 37.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 20 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/73020
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.