ZIP
74012
OK · County 40143 · pop 63,899 (population)
32.7
Opportunity Index
EARLY_SIGNALNational rank #15254
Why This ZIP
ZIP 74012 ranks #15254 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 74012 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40143 — ZIP 74012 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40143 — ZIP 74012 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40143 — ZIP 74012 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.4 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 11.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.9 |
| Construction Pressure | 40.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#15254
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp39.5
Pulse score28.2
Signal Breakdown — 10 Categories
Vacancy
5.0
Auction / REO
—
Construction Pressure
40.7
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
44.4
Bank Institutional
55.9
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
65.7
Price Cut %
5.9%
Short-Sale Listings
35
Auction Events 90d
—
Vacancy %
5.0%
Bank Score
55.9
Insurance Score
0.0
Listings Discount
44.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74012 | 28.2 | 10.7 | 0.0 | 44.4 |
| County 40143 | 28.8 | 11.1 | 0.0 | 40.8 |
| OK state avg | 33.2 | 18.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74126 | 42.5 | STRONG_BUY | VACANCY | 62 | 20 |
| 74110 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 59 | 11 |
| 74127 | 37.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 44 | 20 |
| 74073 | 37.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 19 |
| 74047 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 16 |
| 74130 | 35.8 | WATCHLIST | VACANCY | 56 | 11 |
| 74106 | 35.8 | WATCHLIST | VACANCY | 45 | 12 |
| 74128 | 35.6 | WATCHLIST | BANK_INSTITUTIONAL | 54 | 11 |
| 74063 | 35.6 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 18 |
| 74070 | 35.5 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 21 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/74012
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.