ZIP
74431
OK · County 40111 · pop 869 (population)
27.0
Opportunity Index
WEAKNational rank #29052
Why This ZIP
ZIP 74431 ranks #29052 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 36.1, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 74431 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40111 — ZIP 74431 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40111 — ZIP 74431 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40111 — ZIP 74431 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 15.0 |
| Vacancy | 13.7 |
▼ Top 3 Risk Signals
| Bank Institutional | 34.5 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#29052
PhaseWEAK
Primary driverVACANCY
Capital opp36.1
Pulse score21.0
Signal Breakdown — 10 Categories
Vacancy
13.7
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
34.5
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
13.7%
Bank Score
34.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74431 | 21.0 | 15.0 | 0.0 | — |
| County 40111 | 33.6 | 15.5 | 0.0 | 44.4 |
| OK state avg | 33.2 | 18.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74436 | 40.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 54 | 17 |
| 74437 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 56 | 17 |
| 74456 | 37.5 | PEAK_OPPORTUNITY | VACANCY | 62 | 15 |
| 74047 | 36.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 16 |
| 74447 | 36.0 | WATCHLIST | VACANCY | 50 | 15 |
| 74421 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 52 | 15 |
| 74880 | 34.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 74445 | 30.4 | WEAK | BANK_INSTITUTIONAL | — | 15 |
| 74422 | 27.9 | WEAK | VACANCY | — | 11 |
| 74460 | 25.0 | WEAK | VACANCY | — | 11 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/74431
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.