ZIP
74432
OK · County 40091 · pop 9,793 (population)
39.9
Opportunity Index
PEAK_OPPORTUNITYNational rank #2290
Why This ZIP
ZIP 74432 ranks #2290 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 36.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 74432 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40091 — ZIP 74432 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40091 — ZIP 74432 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40091 — ZIP 74432 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 38.1 |
| Vacancy | 38.0 |
| Foreclosure / Delinquency | 33.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 81.9 |
| Bank Institutional | 66.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2290
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp36.4
Pulse score42.2
Signal Breakdown — 10 Categories
Vacancy
38.0
Auction / REO
—
Construction Pressure
81.9
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
38.1
Bank Institutional
66.4
Insurance Distress
0.0
Foreclosure / Delinquency
33.0
Top-Line Metrics
Avg DOM (days)
112.7
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
38.0%
Bank Score
66.4
Insurance Score
0.0
Listings Discount
38.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74432 | 42.2 | 23.3 | 0.0 | 38.1 |
| County 40091 | 41.4 | 23.2 | 0.0 | 41.9 |
| OK state avg | 33.2 | 18.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74426 | 42.9 | STRONG_BUY | VACANCY | 49 | 23 |
| 74455 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 54 | 19 |
| 74437 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 56 | 17 |
| 74845 | 36.4 | OVERHEATED | VACANCY | — | 23 |
| 74459 | 36.4 | OVERHEATED | VACANCY | — | 23 |
| 74438 | 36.2 | EARLY_SIGNAL | VACANCY | — | 23 |
| 74469 | 35.6 | EARLY_SIGNAL | VACANCY | — | 19 |
| 74839 | 35.3 | EARLY_SIGNAL | VACANCY | — | 20 |
| 74428 | 34.3 | EARLY_SIGNAL | VACANCY | — | 21 |
| 74445 | 30.4 | WEAK | BANK_INSTITUTIONAL | — | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/74432
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.