ZIP
74464
OK · County 40021 · pop 30,990 (population)
36.3
Opportunity Index
EARLY_SIGNALNational rank #6876
Why This ZIP
ZIP 74464 ranks #6876 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 32.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 74464 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40021 — ZIP 74464 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40021 — ZIP 74464 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40021 — ZIP 74464 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 31.7 |
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 17.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 68.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6876
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp32.5
Pulse score38.9
Signal Breakdown — 10 Categories
Vacancy
12.3
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
31.7
Bank Institutional
68.3
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
98.4
Price Cut %
12.0%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
12.3%
Bank Score
68.3
Insurance Score
0.0
Listings Discount
31.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74464 | 38.9 | 18.0 | 0.0 | 31.7 |
| County 40021 | 39.0 | 18.0 | 0.0 | 30.8 |
| OK state avg | 32.8 | 17.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74347 | 44.3 | STRONG_BUY | VACANCY | 56 | 22 |
| 74451 | 42.2 | STRONG_BUY | VACANCY | 48 | 17 |
| 74364 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 50 | 21 |
| 74962 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 45 | 18 |
| 74434 | 37.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 17 |
| 74352 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 40 | 20 |
| 74359 | 35.3 | EARLY_SIGNAL | VACANCY | — | 22 |
| 74427 | 35.0 | EARLY_SIGNAL | VACANCY | — | 17 |
| 74441 | 34.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 21 | 17 |
| 74471 | 34.7 | EARLY_SIGNAL | VACANCY | — | 17 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/74464
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.