ZIP
74640
OK · County 40047 · pop 240 (population)
31.8
Opportunity Index
EARLY_SIGNALNational rank #17760
Why This ZIP
ZIP 74640 ranks #17760 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 74640 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40047 — ZIP 74640 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40047 — ZIP 74640 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40047 — ZIP 74640 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 20.0 |
| Property Stress | 18.0 |
| Vacancy | 10.6 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 27.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#17760
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.2
Pulse score27.6
Signal Breakdown — 10 Categories
Vacancy
10.6
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
27.0
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
10.6%
Bank Score
27.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74640 | 27.6 | 13.6 | 0.0 | — |
| County 40047 | 36.4 | 12.3 | 0.0 | 40.4 |
| OK state avg | 33.2 | 18.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 73738 | 44.0 | STRONG_BUY | VACANCY | 60 | 20 |
| 73701 | 41.0 | STRONG_BUY | VACANCY | 51 | 20 |
| 73703 | 36.7 | PEAK_OPPORTUNITY | VACANCY | 39 | 20 |
| 73761 | 36.5 | OVERHEATED | VACANCY | — | 16 |
| 74630 | 35.7 | EARLY_SIGNAL | VACANCY | — | 15 |
| 73773 | 35.5 | EARLY_SIGNAL | VACANCY | — | 20 |
| 73730 | 35.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 73753 | 34.9 | EARLY_SIGNAL | VACANCY | — | 20 |
| 73743 | 34.0 | EARLY_SIGNAL | VACANCY | — | 20 |
| 73733 | 33.6 | EARLY_SIGNAL | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/74640
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.