ZIP
74766
OK · County 40089 · pop 1,087 (population)
37.3
Opportunity Index
OVERHEATEDNational rank #5248
Why This ZIP
ZIP 74766 ranks #5248 nationally with phase OVERHEATED. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 74766 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40089 — ZIP 74766 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40089 — ZIP 74766 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40089 — ZIP 74766 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 55.0 |
| Property Stress | 34.0 |
| Vacancy | 13.5 |
▼ Top 3 Risk Signals
| Bank Institutional | 67.7 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#5248
PhaseOVERHEATED
Primary driverBANK_INSTITUTIONAL
Capital opp33.3
Pulse score40.0
Signal Breakdown — 10 Categories
Vacancy
13.5
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
34.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
67.7
Insurance Distress
0.0
Foreclosure / Delinquency
55.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
13.5%
Bank Score
67.7
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74766 | 40.0 | 38.8 | 0.0 | — |
| County 40089 | 36.5 | 37.6 | 0.0 | 27.1 |
| OK state avg | 33.2 | 18.2 | 0.0 | 36.0 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74728 | 40.8 | STRONG_BUY | VACANCY | 44 | 33 |
| 74957 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 50 | 22 |
| 74745 | 38.1 | OVERHEATED | VACANCY | 34 | 34 |
| 74764 | 36.3 | EARLY_SIGNAL | VACANCY | — | 33 |
| 74750 | 35.5 | EARLY_SIGNAL | VACANCY | — | 34 |
| 74724 | 35.5 | EARLY_SIGNAL | VACANCY | — | 34 |
| 74737 | 35.5 | EARLY_SIGNAL | VACANCY | — | 34 |
| 74740 | 35.0 | EARLY_SIGNAL | VACANCY | — | 34 |
| 74736 | 35.0 | EARLY_SIGNAL | VACANCY | — | 34 |
| 74734 | 34.6 | EARLY_SIGNAL | VACANCY | — | 34 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/74766
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.