ZIP
74856
OK · County 40069 · pop 794 (population)
34.1
Opportunity Index
EARLY_SIGNALNational rank #11761
Why This ZIP
ZIP 74856 ranks #11761 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 40.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 74856 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40069 — ZIP 74856 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40069 — ZIP 74856 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40069 — ZIP 74856 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 51.0 |
| Property Stress | 32.0 |
| Vacancy | 16.4 |
▼ Top 3 Risk Signals
| Bank Institutional | 30.5 |
| Construction Pressure | 1.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#11761
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp40.3
Pulse score30.0
Signal Breakdown — 10 Categories
Vacancy
16.4
Auction / REO
—
Construction Pressure
1.8
FL Deep Bonus
—
Property Stress
32.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
51.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
16.4%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74856 | 30.0 | 35.8 | 0.0 | — |
| County 40069 | 34.4 | 36.1 | 0.0 | 27.3 |
| OK state avg | 32.8 | 17.2 | 0.0 | 36.0 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 73450 | 42.0 | STRONG_BUY | VACANCY | 57 | 33 |
| 73086 | 41.3 | STRONG_BUY | VACANCY | 54 | 24 |
| 73460 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 44 | 33 |
| 73401 | 35.4 | WATCHLIST | VACANCY | 41 | 20 |
| 74836 | 34.9 | EARLY_SIGNAL | VACANCY | — | 33 |
| 74530 | 34.6 | EARLY_SIGNAL | VACANCY | — | 29 |
| 73447 | 34.4 | EARLY_SIGNAL | VACANCY | — | 33 |
| 73455 | 33.9 | EARLY_SIGNAL | VACANCY | — | 33 |
| 73461 | 33.7 | EARLY_SIGNAL | VACANCY | — | 29 |
| 73432 | 32.8 | EARLY_SIGNAL | VACANCY | — | 29 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/74856
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.