ZIP
74940
OK · County 40079 · pop 2,494 (population)
32.0
Opportunity Index
EARLY_SIGNALNational rank #17224
Why This ZIP
ZIP 74940 ranks #17224 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 74940 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 40079 — ZIP 74940 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 40079 — ZIP 74940 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 40079 — ZIP 74940 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Vacancy | 17.4 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 73.1 |
| Bank Institutional | 31.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#17224
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.0
Pulse score28.7
Signal Breakdown — 10 Categories
Vacancy
17.4
Auction / REO
—
Construction Pressure
73.1
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
31.0
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
17.4%
Bank Score
31.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 74940 | 28.7 | 16.6 | 0.0 | — |
| County 40079 | 34.3 | 16.8 | 0.0 | 25.9 |
| OK state avg | 33.0 | 17.6 | 0.0 | 36.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 74966 | 41.1 | STRONG_BUY | VACANCY | 51 | 16 |
| 74957 | 40.1 | PEAK_OPPORTUNITY | VACANCY | 50 | 22 |
| 74941 | 39.9 | PEAK_OPPORTUNITY | VACANCY | 55 | 17 |
| 74563 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 52 | 18 |
| 74937 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 46 | 16 |
| 74571 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 45 | 17 |
| 71953 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 40 | 20 |
| 74930 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 49 | 16 |
| 74944 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 47 | 17 |
| 74902 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 16 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/74940
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.