ZIP
75491
TX · County 48181 · pop 5,428 (population)
33.6
Opportunity Index
EARLY_SIGNALNational rank #12999
Why This ZIP
ZIP 75491 ranks #12999 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 29.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 75491 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48181 — ZIP 75491 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48181 — ZIP 75491 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48181 — ZIP 75491 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 15.0 |
| Vacancy | 12.2 |
▼ Top 3 Risk Signals
| Construction Pressure | 78.1 |
| Bank Institutional | 66.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#12999
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp29.7
Pulse score36.2
Signal Breakdown — 10 Categories
Vacancy
12.2
Auction / REO
—
Construction Pressure
78.1
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
66.4
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
12.2%
Bank Score
66.4
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75491 | 36.2 | 14.9 | 0.0 | — |
| County 48181 | 32.8 | 14.3 | 0.0 | 17.4 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75414 | 38.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 16 |
| 76245 | 36.2 | WATCHLIST | VACANCY | 41 | 16 |
| 76273 | 35.4 | WATCHLIST | BANK_INSTITUTIONAL | 44 | 14 |
| 75076 | 35.4 | EARLY_SIGNAL | VACANCY | — | 16 |
| 75459 | 34.5 | EARLY_SIGNAL | VACANCY | — | 16 |
| 76233 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 37 | 15 |
| 75490 | 33.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 15 |
| 75058 | 33.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 75489 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 16 |
| 75090 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 28 | 16 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/75491
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.