ZIP
75657
TX · County 48315 · pop 6,842 (population)
43.2
Opportunity Index
STRONG_BUYNational rank #597
Why This ZIP
ZIP 75657 ranks #597 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 45.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 75657 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48315 — ZIP 75657 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48315 — ZIP 75657 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48315 — ZIP 75657 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 55.2 |
| Foreclosure / Delinquency | 26.0 |
| Vacancy | 24.9 |
▼ Top 3 Risk Signals
| Construction Pressure | 65.5 |
| Bank Institutional | 55.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#597
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp45.9
Pulse score41.4
Signal Breakdown — 10 Categories
Vacancy
24.9
Auction / REO
—
Construction Pressure
65.5
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
55.2
Bank Institutional
55.1
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
170.0
Price Cut %
17.4%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
24.9%
Bank Score
55.1
Insurance Score
0.0
Listings Discount
55.2
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75657 | 41.4 | 25.0 | 0.0 | 55.2 |
| County 48315 | 39.6 | 24.5 | 0.0 | 46.5 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75683 | 43.5 | STRONG_BUY | VACANCY | 59 | 20 |
| 75668 | 39.7 | PEAK_OPPORTUNITY | VACANCY | 57 | 22 |
| 75630 | 34.9 | EARLY_SIGNAL | VACANCY | — | 25 |
| 75651 | 34.1 | WATCHLIST | BANK_INSTITUTIONAL | 39 | 21 |
| 75640 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 20 |
| 75555 | 30.7 | WEAK | VACANCY | — | 25 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/75657
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.