ZIP
75684
TX · County 48401 · pop 7,655 (population)
40.3
Opportunity Index
PEAK_OPPORTUNITYNational rank #1947
Why This ZIP
ZIP 75684 ranks #1947 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 42.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 75684 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48401 — ZIP 75684 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48401 — ZIP 75684 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48401 — ZIP 75684 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 50.6 |
| Foreclosure / Delinquency | 28.0 |
| Property Stress | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.5 |
| Construction Pressure | 18.2 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1947
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp42.6
Pulse score38.8
Signal Breakdown — 10 Categories
Vacancy
18.1
Auction / REO
—
Construction Pressure
18.2
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
50.6
Bank Institutional
63.5
Insurance Distress
0.0
Foreclosure / Delinquency
28.0
Top-Line Metrics
Avg DOM (days)
76.2
Price Cut %
14.5%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
18.1%
Bank Score
63.5
Insurance Score
0.0
Listings Discount
50.6
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75684 | 38.8 | 25.9 | 0.0 | 50.6 |
| County 48401 | 35.1 | 25.4 | 0.0 | 47.4 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75975 | 43.5 | STRONG_BUY | VACANCY | 56 | 33 |
| 75669 | 41.9 | STRONG_BUY | VACANCY | 60 | 24 |
| 75946 | 41.1 | STRONG_BUY | VACANCY | 55 | 22 |
| 75662 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 53 | 22 |
| 75691 | 40.2 | PEAK_OPPORTUNITY | VACANCY | 58 | 24 |
| 75603 | 39.4 | PEAK_OPPORTUNITY | VACANCY | 49 | 21 |
| 75654 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 53 | 25 |
| 75652 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 50 | 25 |
| 75789 | 37.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 22 |
| 75760 | 36.3 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/75684
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.