ZIP
75851
TX · County 48225 · pop 4,292 (population)
47.7
Opportunity Index
STRONG_BUYNational rank #92
Why This ZIP
ZIP 75851 ranks #92 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 45.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 75851 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48225 — ZIP 75851 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48225 — ZIP 75851 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48225 — ZIP 75851 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 59.4 |
| Vacancy | 36.7 |
| Foreclosure / Delinquency | 30.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 68.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#92
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp45.5
Pulse score49.2
Signal Breakdown — 10 Categories
Vacancy
36.7
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
59.4
Bank Institutional
68.4
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
176.5
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
36.7%
Bank Score
68.4
Insurance Score
0.0
Listings Discount
59.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75851 | 49.2 | 28.5 | 0.0 | 59.4 |
| County 48225 | 43.7 | 27.5 | 0.0 | 44.6 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75835 | 42.9 | STRONG_BUY | VACANCY | 44 | 26 |
| 75847 | 41.5 | OVERHEATED | VACANCY | — | 28 |
| 75844 | 41.0 | STRONG_BUY | VACANCY | 51 | 26 |
| 75849 | 37.7 | OVERHEATED | VACANCY | — | 26 |
| 75856 | 34.8 | EARLY_SIGNAL | VACANCY | — | 17 |
| 75839 | 34.5 | EARLY_SIGNAL | VACANCY | — | 27 |
| 75858 | 33.7 | EARLY_SIGNAL | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/75851
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.