ZIP
75939
TX · County 48373 · pop 4,974 (population)
37.9
Opportunity Index
OVERHEATEDNational rank #4435
Why This ZIP
ZIP 75939 ranks #4435 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 33.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 75939 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48373 — ZIP 75939 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48373 — ZIP 75939 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48373 — ZIP 75939 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 27.0 |
| Foreclosure / Delinquency | 27.0 |
| Vacancy | 20.3 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.2 |
| Construction Pressure | 52.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#4435
PhaseOVERHEATED
Primary driverVACANCY
Capital opp33.2
Pulse score41.0
Signal Breakdown — 10 Categories
Vacancy
20.3
Auction / REO
—
Construction Pressure
52.8
FL Deep Bonus
—
Property Stress
27.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
61.2
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
20.3%
Bank Score
61.2
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75939 | 41.0 | 27.7 | 0.0 | — |
| County 48373 | 39.3 | 27.5 | 0.0 | 39.8 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (8)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75936 | 44.7 | STRONG_BUY | VACANCY | 56 | 27 |
| 77360 | 42.5 | STRONG_BUY | VACANCY | 52 | 27 |
| 77351 | 41.7 | STRONG_BUY | VACANCY | 48 | 27 |
| 77335 | 35.1 | EARLY_SIGNAL | VACANCY | — | 27 |
| 75960 | 35.1 | EARLY_SIGNAL | VACANCY | — | 27 |
| 77350 | 30.5 | WEAK | VACANCY | — | 14 |
| 75934 | 30.5 | WEAK | VACANCY | — | 14 |
| 77326 | 26.5 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/75939
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.