ZIP
75949
TX · County 48005 · pop 9,041 (population)
38.8
Opportunity Index
PEAK_OPPORTUNITYNational rank #3311
Why This ZIP
ZIP 75949 ranks #3311 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 42.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 75949 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48005 — ZIP 75949 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48005 — ZIP 75949 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48005 — ZIP 75949 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 53.5 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 64.4 |
| Construction Pressure | 15.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#3311
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp42.5
Pulse score36.4
Signal Breakdown — 10 Categories
Vacancy
15.6
Auction / REO
—
Construction Pressure
15.8
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
53.5
Bank Institutional
64.4
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
77.3
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
15.6%
Bank Score
64.4
Insurance Score
0.0
Listings Discount
53.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75949 | 36.4 | 20.8 | 0.0 | 53.5 |
| County 48005 | 32.1 | 21.8 | 0.0 | 40.0 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75941 | 39.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 59 | 20 |
| 75904 | 35.7 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 22 |
| 75901 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 20 |
| 75980 | 31.3 | EARLY_SIGNAL | VACANCY | — | 21 |
| 75969 | 28.2 | WEAK | VACANCY | — | 20 |
| 75903 | 23.0 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/75949
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.