ZIP
75976
TX · County 48073 · pop 1,201 (population)
36.6
Opportunity Index
OVERHEATEDNational rank #6376
Why This ZIP
ZIP 75976 ranks #6376 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 31.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 75976 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48073 — ZIP 75976 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48073 — ZIP 75976 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48073 — ZIP 75976 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 21.0 |
| Foreclosure / Delinquency | 21.0 |
| Vacancy | 20.9 |
▼ Top 3 Risk Signals
| Bank Institutional | 64.4 |
| Construction Pressure | 63.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6376
PhaseOVERHEATED
Primary driverVACANCY
Capital opp31.3
Pulse score40.2
Signal Breakdown — 10 Categories
Vacancy
20.9
Auction / REO
—
Construction Pressure
63.8
FL Deep Bonus
—
Property Stress
21.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
64.4
Insurance Distress
0.0
Foreclosure / Delinquency
21.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
20.9%
Bank Score
64.4
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 75976 | 40.2 | 22.2 | 0.0 | — |
| County 48073 | 35.4 | 22.3 | 0.0 | 44.5 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75925 | 43.0 | STRONG_BUY | VACANCY | 60 | 21 |
| 75785 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 48 | 21 |
| 75654 | 38.7 | PEAK_OPPORTUNITY | VACANCY | 53 | 25 |
| 75789 | 37.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 22 |
| 75766 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 44 | 21 |
| 75757 | 37.7 | PEAK_OPPORTUNITY | VACANCY | 47 | 22 |
| 75764 | 33.6 | EARLY_SIGNAL | VACANCY | — | 21 |
| 75784 | 32.6 | EARLY_SIGNAL | VACANCY | — | 23 |
| 75780 | 29.8 | WEAK | VACANCY | — | 10 |
| 75969 | 28.2 | WEAK | VACANCY | — | 20 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/75976
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.