ZIP
76044
TX · County 48251 · pop 8,759 (population)
32.1
Opportunity Index
EARLY_SIGNALNational rank #16899
Why This ZIP
ZIP 76044 ranks #16899 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 36.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 76044 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48251 — ZIP 76044 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48251 — ZIP 76044 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48251 — ZIP 76044 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.1 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 10.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 63.0 |
| Construction Pressure | 40.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#16899
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp36.3
Pulse score29.3
Signal Breakdown — 10 Categories
Vacancy
5.2
Auction / REO
—
Construction Pressure
40.9
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
42.1
Bank Institutional
63.0
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
5.5
Price Cut %
—%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
5.2%
Bank Score
63.0
Insurance Score
0.0
Listings Discount
42.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76044 | 29.3 | 10.5 | 0.0 | 42.1 |
| County 48251 | 26.9 | 10.6 | 0.0 | 27.9 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76031 | 34.1 | WATCHLIST | BANK_INSTITUTIONAL | 47 | 10 |
| 76084 | 32.8 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 49 | 11 |
| 76058 | 31.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 10 |
| 76049 | 31.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 17 |
| 76050 | 29.9 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 76059 | 29.6 | WEAK | VACANCY | — | 10 |
| 76036 | 29.6 | WEAK | BANK_INSTITUTIONAL | 31 | 10 |
| 76093 | 29.2 | WEAK | BANK_INSTITUTIONAL | — | 12 |
| 76063 | 28.8 | WEAK | BANK_INSTITUTIONAL | 28 | 10 |
| 76035 | 28.3 | WEAK | VACANCY | — | 9 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/76044
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.