ZIP
76446
TX · County 48143 · pop 8,144 (population)
34.3
Opportunity Index
EARLY_SIGNALNational rank #11278
Why This ZIP
ZIP 76446 ranks #11278 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 33.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 76446 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48143 — ZIP 76446 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48143 — ZIP 76446 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48143 — ZIP 76446 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 20.0 |
| Vacancy | 19.7 |
| Property Stress | 13.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 47.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#11278
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp33.2
Pulse score35.1
Signal Breakdown — 10 Categories
Vacancy
19.7
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
13.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
47.0
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
19.7%
Bank Score
47.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76446 | 35.1 | 14.8 | 0.0 | — |
| County 48143 | 32.3 | 14.3 | 0.0 | 0.3 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76649 | 42.9 | STRONG_BUY | VACANCY | 54 | 25 |
| 76444 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 59 | 16 |
| 76457 | 36.6 | OVERHEATED | VACANCY | — | 19 |
| 76453 | 36.2 | EARLY_SIGNAL | VACANCY | — | 20 |
| 76690 | 35.4 | EARLY_SIGNAL | VACANCY | — | 22 |
| 76463 | 33.0 | EARLY_SIGNAL | VACANCY | — | 14 |
| 76401 | 32.2 | EARLY_SIGNAL | VACANCY | — | 12 |
| 76433 | 32.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 76462 | 31.6 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 13 |
| 76436 | 28.4 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/76446
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.