ZIP
76502
TX · County 48027 · pop 51,175 (population)
34.5
Opportunity Index
WATCHLISTNational rank #10799
Why This ZIP
ZIP 76502 ranks #10799 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.5, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 76502 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48027 — ZIP 76502 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48027 — ZIP 76502 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48027 — ZIP 76502 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 41.4 |
| Property Stress | 15.0 |
| Foreclosure / Delinquency | 13.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 62.0 |
| Bank Institutional | 56.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10799
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp38.5
Pulse score31.8
Signal Breakdown — 10 Categories
Vacancy
6.4
Auction / REO
—
Construction Pressure
62.0
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
41.4
Bank Institutional
56.8
Insurance Distress
0.0
Foreclosure / Delinquency
13.0
Top-Line Metrics
Avg DOM (days)
102.4
Price Cut %
9.5%
Short-Sale Listings
16
Auction Events 90d
—
Vacancy %
6.4%
Bank Score
56.8
Insurance Score
0.0
Listings Discount
41.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76502 | 31.8 | 15.0 | 0.0 | 41.4 |
| County 48027 | 33.3 | 15.4 | 0.0 | 39.1 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76539 | 42.1 | STRONG_BUY | VACANCY | 49 | 31 |
| 76528 | 40.9 | STRONG_BUY | BANK_INSTITUTIONAL | 47 | 27 |
| 76570 | 40.0 | OVERHEATED | VACANCY | — | 33 |
| 76501 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 15 |
| 76541 | 37.3 | PEAK_OPPORTUNITY | VACANCY | 45 | 15 |
| 76511 | 37.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 43 | 15 |
| 76549 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 44 | 16 |
| 76543 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 15 |
| 76544 | 35.0 | EARLY_SIGNAL | VACANCY | — | 14 |
| 76542 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/76502
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.