ZIP
76531
TX · County 48193 · pop 4,673 (population)
39.6
Opportunity Index
PEAK_OPPORTUNITYNational rank #2539
Why This ZIP
ZIP 76531 ranks #2539 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 43.9, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 76531 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48193 — ZIP 76531 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48193 — ZIP 76531 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48193 — ZIP 76531 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 53.7 |
| Vacancy | 30.2 |
| Foreclosure / Delinquency | 27.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 61.2 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#2539
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp43.9
Pulse score36.8
Signal Breakdown — 10 Categories
Vacancy
30.2
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
53.7
Bank Institutional
61.2
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
80.0
Price Cut %
—%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
30.2%
Bank Score
61.2
Insurance Score
0.0
Listings Discount
53.7
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76531 | 36.8 | 23.5 | 0.0 | 53.7 |
| County 48193 | 38.2 | 23.2 | 0.0 | 35.3 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (9)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76525 | 44.4 | STRONG_BUY | VACANCY | 56 | 25 |
| 76538 | 41.2 | STRONG_BUY | VACANCY | 57 | 23 |
| 76637 | 37.8 | OVERHEATED | VACANCY | — | 26 |
| 76457 | 36.6 | OVERHEATED | VACANCY | — | 19 |
| 76566 | 35.7 | EARLY_SIGNAL | VACANCY | — | 25 |
| 76844 | 34.6 | EARLY_SIGNAL | VACANCY | — | 22 |
| 76442 | 30.5 | WEAK | VACANCY | — | 17 |
| 76565 | 28.4 | WEAK | VACANCY | — | 14 |
| 76436 | 28.4 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/76531
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.