ZIP
76550
TX · County 48281 · pop 13,699 (population)
43.7
Opportunity Index
STRONG_BUYNational rank #480
Why This ZIP
ZIP 76550 ranks #480 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 44.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 76550 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48281 — ZIP 76550 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48281 — ZIP 76550 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48281 — ZIP 76550 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.0 |
| Foreclosure / Delinquency | 41.0 |
| Property Stress | 30.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 73.5 |
| Bank Institutional | 56.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#480
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp44.0
Pulse score43.5
Signal Breakdown — 10 Categories
Vacancy
16.2
Auction / REO
—
Construction Pressure
73.5
FL Deep Bonus
—
Property Stress
30.0
HOA / Federal Liens
—
Listings Discount
48.0
Bank Institutional
56.5
Insurance Distress
0.0
Foreclosure / Delinquency
41.0
Top-Line Metrics
Avg DOM (days)
76.6
Price Cut %
9.3%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
16.2%
Bank Score
56.5
Insurance Score
0.0
Listings Discount
48.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76550 | 43.5 | 34.2 | 0.0 | 48.0 |
| County 48281 | 40.5 | 33.5 | 0.0 | 49.4 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (5)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76525 | 44.4 | STRONG_BUY | VACANCY | 56 | 25 |
| 76539 | 42.1 | STRONG_BUY | VACANCY | 49 | 31 |
| 76853 | 42.1 | STRONG_BUY | VACANCY | 43 | 32 |
| 76522 | 42.0 | STRONG_BUY | BANK_INSTITUTIONAL | 52 | 28 |
| 76844 | 34.6 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/76550
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.