ZIP
76557
TX · County 48027 · pop 5,341 (population)
32.7
Opportunity Index
EARLY_SIGNALNational rank #15254
Why This ZIP
ZIP 76557 ranks #15254 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.4, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 76557 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48027 — ZIP 76557 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48027 — ZIP 76557 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48027 — ZIP 76557 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 16.0 |
| Vacancy | 11.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 64.0 |
| Construction Pressure | 60.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#15254
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp30.4
Pulse score34.3
Signal Breakdown — 10 Categories
Vacancy
11.0
Auction / REO
—
Construction Pressure
60.9
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
64.0
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
11.0%
Bank Score
64.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76557 | 34.3 | 17.0 | 0.0 | — |
| County 48027 | 33.3 | 15.4 | 0.0 | 39.1 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76539 | 42.1 | STRONG_BUY | VACANCY | 49 | 31 |
| 76528 | 40.9 | STRONG_BUY | BANK_INSTITUTIONAL | 47 | 27 |
| 76570 | 40.0 | OVERHEATED | VACANCY | — | 33 |
| 76501 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 15 |
| 76541 | 37.3 | PEAK_OPPORTUNITY | VACANCY | 45 | 15 |
| 76511 | 37.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 43 | 15 |
| 76549 | 36.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 44 | 16 |
| 76543 | 36.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 15 |
| 76544 | 35.0 | EARLY_SIGNAL | VACANCY | — | 14 |
| 76542 | 34.5 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 15 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/76557
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.