ZIP
76634
TX · County 48035 · pop 7,483 (population)
39.3
Opportunity Index
OVERHEATEDNational rank #2804
Why This ZIP
ZIP 76634 ranks #2804 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 34.2, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 76634 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48035 — ZIP 76634 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48035 — ZIP 76634 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48035 — ZIP 76634 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 37.0 |
| Property Stress | 29.0 |
| Vacancy | 18.3 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.1 |
| Bank Institutional | 58.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#2804
PhaseOVERHEATED
Primary driverVACANCY
Capital opp34.2
Pulse score42.7
Signal Breakdown — 10 Categories
Vacancy
18.3
Auction / REO
—
Construction Pressure
70.1
FL Deep Bonus
—
Property Stress
29.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
58.0
Insurance Distress
0.0
Foreclosure / Delinquency
37.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
18.3%
Bank Score
58.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76634 | 42.7 | 31.9 | 0.0 | — |
| County 48035 | 38.7 | 28.3 | 0.0 | 4.6 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76649 | 42.9 | STRONG_BUY | VACANCY | 54 | 25 |
| 76665 | 40.0 | OVERHEATED | VACANCY | — | 29 |
| 76637 | 37.8 | OVERHEATED | VACANCY | — | 26 |
| 76671 | 37.7 | OVERHEATED | VACANCY | — | 29 |
| 76652 | 37.7 | OVERHEATED | VACANCY | — | 29 |
| 76457 | 36.6 | OVERHEATED | VACANCY | — | 19 |
| 76689 | 36.3 | EARLY_SIGNAL | VACANCY | — | 24 |
| 76690 | 35.4 | EARLY_SIGNAL | VACANCY | — | 22 |
| 76043 | 35.3 | WATCHLIST | BANK_INSTITUTIONAL | 41 | 14 |
| 76633 | 28.5 | WEAK | BANK_INSTITUTIONAL | — | 18 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/76634
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.