ZIP
76641
TX · County 48349 · pop 2,094 (population)
33.4
Opportunity Index
EARLY_SIGNALNational rank #13528
Why This ZIP
ZIP 76641 ranks #13528 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 31.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 76641 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48349 — ZIP 76641 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48349 — ZIP 76641 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48349 — ZIP 76641 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 17.0 |
| Vacancy | 12.3 |
▼ Top 3 Risk Signals
| Construction Pressure | 65.3 |
| Bank Institutional | 61.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#13528
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp31.0
Pulse score35.0
Signal Breakdown — 10 Categories
Vacancy
12.3
Auction / REO
—
Construction Pressure
65.3
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
61.8
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
12.3%
Bank Score
61.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76641 | 35.0 | 17.5 | 0.0 | — |
| County 48349 | 33.1 | 18.0 | 0.0 | 25.0 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 75155 | 39.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 59 | 17 |
| 76679 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 58 | 17 |
| 76648 | 36.9 | OVERHEATED | VACANCY | — | 22 |
| 76693 | 36.5 | OVERHEATED | VACANCY | — | 21 |
| 76626 | 34.4 | EARLY_SIGNAL | VACANCY | — | 17 |
| 75110 | 34.3 | EARLY_SIGNAL | VACANCY | 35 | 17 |
| 75109 | 33.9 | EARLY_SIGNAL | VACANCY | — | 17 |
| 76639 | 33.9 | EARLY_SIGNAL | VACANCY | — | 17 |
| 75144 | 33.7 | EARLY_SIGNAL | VACANCY | — | 17 |
| 75859 | 32.3 | EARLY_SIGNAL | VACANCY | 23 | 21 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/76641
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.