ZIP
76686
TX · County 48293 · pop 275 (population)
30.7
Opportunity Index
WEAKNational rank #20726
Why This ZIP
ZIP 76686 ranks #20726 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 38.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 76686 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48293 — ZIP 76686 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48293 — ZIP 76686 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48293 — ZIP 76686 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 23.0 |
| Vacancy | 11.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 30.0 |
| Construction Pressure | 25.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#20726
PhaseWEAK
Primary driverVACANCY
Capital opp38.6
Pulse score25.4
Signal Breakdown — 10 Categories
Vacancy
11.6
Auction / REO
—
Construction Pressure
25.0
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.0
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
11.6%
Bank Score
30.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76686 | 25.4 | 23.6 | 0.0 | — |
| County 48293 | 34.9 | 24.3 | 0.0 | 24.2 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76653 | 41.1 | STRONG_BUY | BANK_INSTITUTIONAL | 45 | 31 |
| 75846 | 38.0 | OVERHEATED | VACANCY | — | 34 |
| 76687 | 37.8 | PEAK_OPPORTUNITY | VACANCY | 41 | 27 |
| 76648 | 36.9 | OVERHEATED | VACANCY | — | 22 |
| 76693 | 36.5 | OVERHEATED | VACANCY | — | 21 |
| 76667 | 36.2 | WATCHLIST | VACANCY | 37 | 23 |
| 76635 | 35.5 | EARLY_SIGNAL | VACANCY | — | 23 |
| 76664 | 34.2 | EARLY_SIGNAL | VACANCY | — | 21 |
| 76673 | 33.8 | EARLY_SIGNAL | VACANCY | — | 22 |
| 76642 | 33.3 | EARLY_SIGNAL | VACANCY | 23 | 23 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/76686
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.