ZIP
76858
TX · County 48095 · pop 251 (population)
39.6
Opportunity Index
OVERHEATEDNational rank #2565
Why This ZIP
ZIP 76858 ranks #2565 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 40.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 76858 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48095 — ZIP 76858 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48095 — ZIP 76858 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48095 — ZIP 76858 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 39.0 |
| Foreclosure / Delinquency | 38.0 |
| Property Stress | 31.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 100.0 |
| Bank Institutional | 27.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#2565
PhaseOVERHEATED
Primary driverVACANCY
Capital opp40.7
Pulse score38.8
Signal Breakdown — 10 Categories
Vacancy
39.0
Auction / REO
—
Construction Pressure
100.0
FL Deep Bonus
—
Property Stress
31.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
27.5
Insurance Distress
0.0
Foreclosure / Delinquency
38.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
39.0%
Bank Score
27.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76858 | 38.8 | 33.3 | 0.0 | — |
| County 48095 | 43.1 | 24.8 | 0.0 | — |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76837 | 40.3 | OVERHEATED | VACANCY | — | 25 |
| 76866 | 39.4 | OVERHEATED | VACANCY | — | 25 |
| 76875 | 37.4 | OVERHEATED | VACANCY | — | 19 |
| 76836 | 36.9 | OVERHEATED | VACANCY | — | 23 |
| 76862 | 33.5 | EARLY_SIGNAL | VACANCY | — | 15 |
| 76955 | 29.1 | WEAK | VACANCY | — | 12 |
| 76937 | 28.0 | WEAK | BANK_INSTITUTIONAL | — | 20 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/76858
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.