ZIP
76869
TX · County 48411 · pop 11 (population)
31.1
Opportunity Index
EARLY_SIGNALNational rank #19659
Why This ZIP
ZIP 76869 ranks #19659 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 37.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 76869 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48411 — ZIP 76869 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48411 — ZIP 76869 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48411 — ZIP 76869 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 57.7 |
| Foreclosure / Delinquency | 31.0 |
| Property Stress | 16.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 46.3 |
| Bank Institutional | 28.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#19659
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp37.6
Pulse score26.8
Signal Breakdown — 10 Categories
Vacancy
57.7
Auction / REO
—
Construction Pressure
46.3
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.0
Insurance Distress
0.0
Foreclosure / Delinquency
31.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
57.7%
Bank Score
28.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76869 | 26.8 | 18.6 | 0.0 | — |
| County 48411 | 34.3 | 26.9 | 0.0 | 36.5 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (7)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76853 | 42.1 | STRONG_BUY | VACANCY | 43 | 32 |
| 76872 | 41.4 | OVERHEATED | VACANCY | — | 38 |
| 76877 | 38.4 | PEAK_OPPORTUNITY | VACANCY | 47 | 26 |
| 76871 | 37.6 | OVERHEATED | VACANCY | — | 29 |
| 76832 | 31.7 | EARLY_SIGNAL | VACANCY | — | 26 |
| 76842 | 31.5 | EARLY_SIGNAL | VACANCY | — | 15 |
| 76824 | 24.2 | WEAK | BANK_INSTITUTIONAL | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/76869
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.