ZIP
76945
TX · County 48081 · pop 1,706 (population)
36.6
Opportunity Index
OVERHEATEDNational rank #6368
Why This ZIP
ZIP 76945 ranks #6368 nationally with phase OVERHEATED. Primary driver: VACANCY. Capital opportunity score is 30.6, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 76945 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48081 — ZIP 76945 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48081 — ZIP 76945 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48081 — ZIP 76945 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 28.1 |
| Foreclosure / Delinquency | 27.0 |
| Property Stress | 22.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.9 |
| Construction Pressure | 51.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6368
PhaseOVERHEATED
Primary driverVACANCY
Capital opp30.6
Pulse score40.6
Signal Breakdown — 10 Categories
Vacancy
28.1
Auction / REO
—
Construction Pressure
51.5
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
68.9
Insurance Distress
0.0
Foreclosure / Delinquency
27.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
28.1%
Bank Score
68.9
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 76945 | 40.6 | 22.8 | 0.0 | — |
| County 48081 | 41.2 | 22.2 | 0.0 | 16.8 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 76933 | 41.8 | STRONG_BUY | VACANCY | 46 | 20 |
| 79506 | 35.0 | EARLY_SIGNAL | VACANCY | — | 20 |
| 76953 | 32.8 | EARLY_SIGNAL | VACANCY | — | 14 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/76945
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.