ZIP
77365
TX · County 48339 · pop 43,025 (population)
36.5
Opportunity Index
PEAK_OPPORTUNITYNational rank #6598
Why This ZIP
ZIP 77365 ranks #6598 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 77365 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48339 — ZIP 77365 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48339 — ZIP 77365 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48339 — ZIP 77365 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.9 |
| Property Stress | 17.0 |
| Foreclosure / Delinquency | 8.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 68.0 |
| Bank Institutional | 58.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6598
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp40.6
Pulse score33.8
Signal Breakdown — 10 Categories
Vacancy
5.9
Auction / REO
—
Construction Pressure
68.0
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
46.9
Bank Institutional
58.8
Insurance Distress
0.0
Foreclosure / Delinquency
8.0
Top-Line Metrics
Avg DOM (days)
87.9
Price Cut %
13.5%
Short-Sale Listings
11
Auction Events 90d
—
Vacancy %
5.9%
Bank Score
58.8
Insurance Score
0.0
Listings Discount
46.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 77365 | 33.8 | 15.0 | 0.0 | 46.9 |
| County 48339 | 33.0 | 15.4 | 0.0 | 43.1 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 77327 | 41.3 | STRONG_BUY | VACANCY | 52 | 22 |
| 77378 | 38.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 20 |
| 77328 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 24 |
| 77372 | 38.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 17 |
| 77306 | 37.6 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 57 | 17 |
| 77357 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 45 | 18 |
| 77386 | 37.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 52 | 17 |
| 77385 | 37.3 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 17 |
| 77447 | 37.3 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 52 | 21 |
| 77318 | 37.0 | PEAK_OPPORTUNITY | VACANCY | 45 | 17 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/77365
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.