ZIP
77420
TX · County 48481 · pop 2,461 (population)
34.6
Opportunity Index
EARLY_SIGNALNational rank #10557
Why This ZIP
ZIP 77420 ranks #10557 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 30.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 77420 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48481 — ZIP 77420 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48481 — ZIP 77420 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48481 — ZIP 77420 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 19.0 |
| Foreclosure / Delinquency | 19.0 |
| Vacancy | 13.6 |
▼ Top 3 Risk Signals
| Bank Institutional | 68.8 |
| Construction Pressure | 59.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#10557
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp30.0
Pulse score37.7
Signal Breakdown — 10 Categories
Vacancy
13.6
Auction / REO
—
Construction Pressure
59.0
FL Deep Bonus
—
Property Stress
19.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
68.8
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
13.6%
Bank Score
68.8
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 77420 | 37.7 | 19.8 | 0.0 | — |
| County 48481 | 33.0 | 20.4 | 0.0 | 38.7 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 77434 | 47.4 | STRONG_BUY | VACANCY | 61 | 32 |
| 77488 | 36.4 | PEAK_OPPORTUNITY | VACANCY | 43 | 19 |
| 77437 | 35.5 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 19 |
| 77435 | 34.0 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 35 | 19 |
| 77455 | 32.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 20 |
| 77448 | 28.6 | WEAK | VACANCY | — | 9 |
| 77443 | 28.6 | WEAK | VACANCY | — | 9 |
| 77432 | 28.6 | WEAK | VACANCY | — | 9 |
| 77436 | 25.3 | WEAK | BANK_INSTITUTIONAL | — | 9 |
| 77454 | 24.6 | WEAK | BANK_INSTITUTIONAL | — | 9 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/77420
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.