ZIP
77485
TX · County 48015 · pop 3,865 (population)
36.1
Opportunity Index
EARLY_SIGNALNational rank #7285
Why This ZIP
ZIP 77485 ranks #7285 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 36.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 77485 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48015 — ZIP 77485 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48015 — ZIP 77485 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48015 — ZIP 77485 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 35.9 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 18.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 59.7 |
| Bank Institutional | 58.3 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#7285
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp36.7
Pulse score35.7
Signal Breakdown — 10 Categories
Vacancy
15.2
Auction / REO
—
Construction Pressure
59.7
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
35.9
Bank Institutional
58.3
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
40.7
Price Cut %
48.3%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
15.2%
Bank Score
58.3
Insurance Score
0.0
Listings Discount
35.9
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 77485 | 35.7 | 19.6 | 0.0 | 35.9 |
| County 48015 | 37.1 | 25.8 | 0.0 | 30.4 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78950 | 40.3 | OVERHEATED | VACANCY | — | 28 |
| 78933 | 39.4 | OVERHEATED | VACANCY | — | 34 |
| 78940 | 39.3 | OVERHEATED | VACANCY | — | 26 |
| 78954 | 39.1 | OVERHEATED | VACANCY | — | 23 |
| 78944 | 38.1 | OVERHEATED | VACANCY | — | 25 |
| 77835 | 38.0 | OVERHEATED | VACANCY | — | 20 |
| 77474 | 37.3 | OVERHEATED | BANK_INSTITUTIONAL | 36 | 25 |
| 77418 | 36.9 | OVERHEATED | BANK_INSTITUTIONAL | 33 | 25 |
| 77426 | 35.2 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 21 |
| 77833 | 34.8 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 27 | 21 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/77485
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.