ZIP
77538
TX · County 48291 · pop 818 (population)
33.7
Opportunity Index
EARLY_SIGNALNational rank #12776
Why This ZIP
ZIP 77538 ranks #12776 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 38.7, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 77538 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48291 — ZIP 77538 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48291 — ZIP 77538 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48291 — ZIP 77538 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Property Stress | 22.0 |
| Foreclosure / Delinquency | 20.0 |
| Vacancy | 15.5 |
▼ Top 3 Risk Signals
| Construction Pressure | 74.7 |
| Bank Institutional | 28.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#12776
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp38.7
Pulse score30.4
Signal Breakdown — 10 Categories
Vacancy
15.5
Auction / REO
—
Construction Pressure
74.7
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
28.5
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
15.5%
Bank Score
28.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 77538 | 30.4 | 22.3 | 0.0 | — |
| County 48291 | 38.0 | 22.0 | 0.0 | 47.9 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 77371 | 44.7 | STRONG_BUY | VACANCY | 56 | 28 |
| 77327 | 41.3 | STRONG_BUY | VACANCY | 52 | 22 |
| 77535 | 40.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 51 | 22 |
| 77575 | 39.6 | PEAK_OPPORTUNITY | VACANCY | 45 | 22 |
| 77328 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 47 | 24 |
| 77372 | 38.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 17 |
| 77357 | 37.4 | PEAK_OPPORTUNITY | VACANCY | 45 | 18 |
| 77369 | 34.8 | EARLY_SIGNAL | VACANCY | — | 22 |
| 77564 | 34.7 | EARLY_SIGNAL | VACANCY | — | 22 |
| 77533 | 33.5 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/77538
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.