ZIP
77546
TX · County 48167 · pop 54,082 (population)
34.8
Opportunity Index
WATCHLISTNational rank #10082
Why This ZIP
ZIP 77546 ranks #10082 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 39.3, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 77546 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48167 — ZIP 77546 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48167 — ZIP 77546 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48167 — ZIP 77546 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.3 |
| Property Stress | 20.0 |
| Foreclosure / Delinquency | 17.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 54.6 |
| Construction Pressure | 52.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10082
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp39.3
Pulse score31.8
Signal Breakdown — 10 Categories
Vacancy
4.3
Auction / REO
—
Construction Pressure
52.8
FL Deep Bonus
—
Property Stress
20.0
HOA / Federal Liens
—
Listings Discount
40.3
Bank Institutional
54.6
Insurance Distress
0.0
Foreclosure / Delinquency
17.0
Top-Line Metrics
Avg DOM (days)
103.2
Price Cut %
—%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
4.3%
Bank Score
54.6
Insurance Score
0.0
Listings Discount
40.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 77546 | 31.8 | 19.6 | 0.0 | 40.3 |
| County 48167 | 34.3 | 20.7 | 0.0 | 41.4 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 77563 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 50 | 21 |
| 77568 | 38.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 21 |
| 77511 | 38.3 | PEAK_OPPORTUNITY | VACANCY | 41 | 21 |
| 77510 | 37.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 21 |
| 77539 | 37.8 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 21 |
| 77590 | 37.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 21 |
| 77591 | 37.4 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 43 | 21 |
| 77554 | 36.8 | OVERHEATED | VACANCY | 33 | 21 |
| 77650 | 36.7 | OVERHEATED | VACANCY | 33 | 21 |
| 77518 | 36.2 | WATCHLIST | BANK_INSTITUTIONAL | 40 | 21 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/77546
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.