ZIP
77657
TX · County 48199 · pop 21,691 (population)
36.8
Opportunity Index
PEAK_OPPORTUNITYNational rank #6074
Why This ZIP
ZIP 77657 ranks #6074 nationally with phase PEAK_OPPORTUNITY. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 77657 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48199 — ZIP 77657 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48199 — ZIP 77657 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48199 — ZIP 77657 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 40.4 |
| Property Stress | 24.0 |
| Foreclosure / Delinquency | 20.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 62.8 |
| Construction Pressure | 52.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#6074
PhasePEAK_OPPORTUNITY
Primary driverBANK_INSTITUTIONAL
Capital opp38.4
Pulse score35.7
Signal Breakdown — 10 Categories
Vacancy
7.0
Auction / REO
—
Construction Pressure
52.4
FL Deep Bonus
—
Property Stress
24.0
HOA / Federal Liens
—
Listings Discount
40.4
Bank Institutional
62.8
Insurance Distress
0.0
Foreclosure / Delinquency
20.0
Top-Line Metrics
Avg DOM (days)
163.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
7.0%
Bank Score
62.8
Insurance Score
0.0
Listings Discount
40.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 77657 | 35.7 | 22.0 | 0.0 | 40.4 |
| County 48199 | 38.6 | 21.9 | 0.0 | 43.7 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 77625 | 43.9 | STRONG_BUY | BANK_INSTITUTIONAL | 60 | 24 |
| 77656 | 43.8 | STRONG_BUY | VACANCY | 62 | 24 |
| 77664 | 41.5 | STRONG_BUY | BANK_INSTITUTIONAL | 45 | 26 |
| 77663 | 38.8 | PEAK_OPPORTUNITY | VACANCY | 46 | 24 |
| 77659 | 35.3 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 24 |
| 77369 | 34.8 | EARLY_SIGNAL | VACANCY | — | 22 |
| 77564 | 34.7 | EARLY_SIGNAL | VACANCY | — | 22 |
| 77519 | 30.2 | WEAK | BANK_INSTITUTIONAL | — | 24 |
| 77374 | 29.4 | WEAK | VACANCY | — | 12 |
| 77376 | 28.4 | WEAK | VACANCY | — | 12 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/77657
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.