ZIP
77708
TX · County 48245 · pop 12,398 (population)
34.5
Opportunity Index
EARLY_SIGNALNational rank #10799
Why This ZIP
ZIP 77708 ranks #10799 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 77708 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48245 — ZIP 77708 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48245 — ZIP 77708 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48245 — ZIP 77708 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 27.3 |
| Property Stress | 22.0 |
| Foreclosure / Delinquency | 19.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 78.1 |
| Bank Institutional | 57.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10799
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp33.8
Pulse score35.0
Signal Breakdown — 10 Categories
Vacancy
10.1
Auction / REO
—
Construction Pressure
78.1
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
27.3
Bank Institutional
57.4
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
149.0
Price Cut %
—%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
10.1%
Bank Score
57.4
Insurance Score
0.0
Listings Discount
27.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 77708 | 35.0 | 20.9 | 0.0 | 27.3 |
| County 48245 | 37.2 | 20.9 | 0.0 | 32.4 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 77705 | 42.0 | STRONG_BUY | VACANCY | 50 | 22 |
| 77640 | 41.4 | STRONG_BUY | VACANCY | 47 | 22 |
| 77701 | 41.2 | STRONG_BUY | VACANCY | 48 | 22 |
| 77665 | 41.0 | STRONG_BUY | VACANCY | 56 | 19 |
| 77627 | 39.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 48 | 22 |
| 77713 | 39.0 | PEAK_OPPORTUNITY | VACANCY | 43 | 22 |
| 77642 | 36.6 | OVERHEATED | VACANCY | 33 | 22 |
| 77707 | 36.1 | EARLY_SIGNAL | VACANCY | 31 | 22 |
| 77619 | 35.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | — | 22 |
| 77655 | 34.7 | EARLY_SIGNAL | VACANCY | — | 22 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/77708
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.