ZIP
77831
TX · County 48185 · pop 3,163 (population)
41.0
Opportunity Index
STRONG_BUYNational rank #1500
Why This ZIP
ZIP 77831 ranks #1500 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 43.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 77831 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48185 — ZIP 77831 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48185 — ZIP 77831 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48185 — ZIP 77831 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 45.1 |
| Vacancy | 26.1 |
| Foreclosure / Delinquency | 26.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 70.9 |
| Bank Institutional | 49.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#1500
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp43.1
Pulse score39.6
Signal Breakdown — 10 Categories
Vacancy
26.1
Auction / REO
—
Construction Pressure
70.9
FL Deep Bonus
—
Property Stress
25.0
HOA / Federal Liens
—
Listings Discount
45.1
Bank Institutional
49.7
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
71.0
Price Cut %
4.5%
Short-Sale Listings
2
Auction Events 90d
—
Vacancy %
26.1%
Bank Score
49.7
Insurance Score
0.0
Listings Discount
45.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 77831 | 39.6 | 26.0 | 0.0 | 45.1 |
| County 48185 | 33.0 | 24.5 | 0.0 | 26.7 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 77872 | 42.4 | STRONG_BUY | VACANCY | 56 | 25 |
| 77830 | 41.8 | STRONG_BUY | VACANCY | 43 | 26 |
| 77484 | 38.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 41 | 26 |
| 77363 | 35.9 | EARLY_SIGNAL | VACANCY | — | 26 |
| 77316 | 35.8 | WATCHLIST | BANK_INSTITUTIONAL | 43 | 17 |
| 77861 | 35.3 | EARLY_SIGNAL | VACANCY | — | 26 |
| 77356 | 34.8 | EARLY_SIGNAL | VACANCY | 35 | 17 |
| 77873 | 33.9 | EARLY_SIGNAL | VACANCY | — | 21 |
| 77875 | 33.1 | EARLY_SIGNAL | VACANCY | — | 15 |
| 77876 | 33.1 | EARLY_SIGNAL | VACANCY | — | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/77831
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.