ZIP
78101
TX · County 48029 · pop 8,272 (population)
31.9
Opportunity Index
EARLY_SIGNALNational rank #17435
Why This ZIP
ZIP 78101 ranks #17435 nationally with phase EARLY_SIGNAL. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 38.3, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 78101 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48029 — ZIP 78101 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48029 — ZIP 78101 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48029 — ZIP 78101 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 25.0 |
| Property Stress | 22.0 |
| Vacancy | 4.6 |
▼ Top 3 Risk Signals
| Construction Pressure | 77.5 |
| Bank Institutional | 30.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#17435
PhaseEARLY_SIGNAL
Primary driverBANK_INSTITUTIONAL
Capital opp38.3
Pulse score27.6
Signal Breakdown — 10 Categories
Vacancy
4.6
Auction / REO
—
Construction Pressure
77.5
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
30.5
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
4.6%
Bank Score
30.5
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78101 | 27.6 | 22.4 | 0.0 | — |
| County 48029 | 35.4 | 22.7 | 0.0 | 36.6 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78069 | 42.8 | STRONG_BUY | BANK_INSTITUTIONAL | 62 | 19 |
| 78221 | 41.0 | STRONG_BUY | VACANCY | 51 | 22 |
| 78224 | 40.9 | STRONG_BUY | BANK_INSTITUTIONAL | 53 | 22 |
| 78073 | 40.6 | PEAK_OPPORTUNITY | LISTINGS_DISCOUNT | 57 | 22 |
| 78052 | 40.3 | PEAK_OPPORTUNITY | VACANCY | 50 | 18 |
| 78254 | 40.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 22 |
| 78210 | 40.0 | PEAK_OPPORTUNITY | VACANCY | 41 | 22 |
| 78211 | 39.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 22 |
| 78242 | 39.5 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 47 | 22 |
| 78015 | 39.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 22 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/78101
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.