ZIP
78340
TX · County 48391 · pop 405 (population)
35.9
Opportunity Index
EARLY_SIGNALNational rank #7643
Why This ZIP
ZIP 78340 ranks #7643 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 78340 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48391 — ZIP 78340 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48391 — ZIP 78340 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48391 — ZIP 78340 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Vacancy | 33.8 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 22.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 97.6 |
| Bank Institutional | 27.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#7643
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.0
Pulse score33.8
Signal Breakdown — 10 Categories
Vacancy
33.8
Auction / REO
—
Construction Pressure
97.6
FL Deep Bonus
—
Property Stress
22.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
27.0
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
33.8%
Bank Score
27.0
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78340 | 33.8 | 23.3 | 0.0 | — |
| County 48391 | 41.0 | 23.3 | 0.0 | 17.1 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78393 | 44.8 | STRONG_BUY | VACANCY | 57 | 22 |
| 78377 | 38.2 | OVERHEATED | VACANCY | — | 22 |
| 77990 | 35.0 | EARLY_SIGNAL | VACANCY | — | 23 |
| 77950 | 34.3 | EARLY_SIGNAL | VACANCY | — | 24 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/78340
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.