ZIP
78361
TX · County 48247 · pop 4,764 (population)
36.3
Opportunity Index
WATCHLISTNational rank #6876
Why This ZIP
ZIP 78361 ranks #6876 nationally with phase WATCHLIST. Primary driver: VACANCY. Capital opportunity score is 39.0, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 78361 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48247 — ZIP 78361 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48247 — ZIP 78361 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48247 — ZIP 78361 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 42.1 |
| Vacancy | 36.0 |
| Foreclosure / Delinquency | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 56.2 |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#6876
PhaseWATCHLIST
Primary driverVACANCY
Capital opp39.0
Pulse score34.5
Signal Breakdown — 10 Categories
Vacancy
36.0
Auction / REO
—
Construction Pressure
—
FL Deep Bonus
—
Property Stress
17.0
HOA / Federal Liens
—
Listings Discount
42.1
Bank Institutional
56.2
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
177.0
Price Cut %
15.0%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
36.0%
Bank Score
56.2
Insurance Score
0.0
Listings Discount
42.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78361 | 34.5 | 18.0 | 0.0 | 42.1 |
| County 48247 | 34.4 | 18.0 | 0.0 | 41.7 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (1)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78360 | 28.4 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/78361
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.