ZIP
78363
TX · County 48273 · pop 28,820 (population)
45.4
Opportunity Index
STRONG_BUYNational rank #219
Why This ZIP
ZIP 78363 ranks #219 nationally with phase STRONG_BUY. Primary driver: VACANCY. Capital opportunity score is 46.6, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78363 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48273 — ZIP 78363 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48273 — ZIP 78363 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48273 — ZIP 78363 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 49.3 |
| Foreclosure / Delinquency | 46.0 |
| Property Stress | 34.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 86.4 |
| Bank Institutional | 50.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#219
PhaseSTRONG_BUY
Primary driverVACANCY
Capital opp46.6
Pulse score44.6
Signal Breakdown — 10 Categories
Vacancy
14.8
Auction / REO
—
Construction Pressure
86.4
FL Deep Bonus
—
Property Stress
34.0
HOA / Federal Liens
—
Listings Discount
49.3
Bank Institutional
50.4
Insurance Distress
0.0
Foreclosure / Delinquency
46.0
Top-Line Metrics
Avg DOM (days)
82.2
Price Cut %
16.5%
Short-Sale Listings
8
Auction Events 90d
—
Vacancy %
14.8%
Bank Score
50.4
Insurance Score
0.0
Listings Discount
49.3
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78363 | 44.6 | 38.4 | 0.0 | 49.3 |
| County 48273 | 43.0 | 35.3 | 0.0 | 45.7 |
| TX state avg | 32.3 | 18.2 | 0.6 | 31.8 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78355 | 43.5 | STRONG_BUY | VACANCY | 57 | 19 |
| 78418 | 41.8 | STRONG_BUY | VACANCY | 45 | 28 |
| 78379 | 40.1 | OVERHEATED | VACANCY | — | 34 |
DLRadar data · last update 10/20/2026, 3:35:57 AM
API: /api/economic-pulse/zip/78363
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.