ZIP
78409
TX · County 48355 · pop 2,504 (population)
38.1
Opportunity Index
PEAK_OPPORTUNITYNational rank #4152
Why This ZIP
ZIP 78409 ranks #4152 nationally with phase PEAK_OPPORTUNITY. Primary driver: VACANCY. Capital opportunity score is 48.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78409 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48355 — ZIP 78409 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48355 — ZIP 78409 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48355 — ZIP 78409 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 48.5 |
| Foreclosure / Delinquency | 26.0 |
| Property Stress | 23.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 60.0 |
| Bank Institutional | 29.0 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#4152
PhasePEAK_OPPORTUNITY
Primary driverVACANCY
Capital opp48.2
Pulse score31.3
Signal Breakdown — 10 Categories
Vacancy
11.1
Auction / REO
—
Construction Pressure
60.0
FL Deep Bonus
—
Property Stress
23.0
HOA / Federal Liens
—
Listings Discount
48.5
Bank Institutional
29.0
Insurance Distress
0.0
Foreclosure / Delinquency
26.0
Top-Line Metrics
Avg DOM (days)
92.3
Price Cut %
12.7%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
11.1%
Bank Score
29.0
Insurance Score
0.0
Listings Discount
48.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78409 | 31.3 | 24.9 | 0.0 | 48.5 |
| County 48355 | 36.9 | 25.0 | 0.0 | 43.7 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78343 | 44.6 | STRONG_BUY | VACANCY | 60 | 23 |
| 78408 | 43.1 | STRONG_BUY | VACANCY | 57 | 23 |
| 78401 | 42.8 | STRONG_BUY | VACANCY | 56 | 23 |
| 78405 | 42.1 | STRONG_BUY | VACANCY | 52 | 23 |
| 78418 | 41.5 | STRONG_BUY | VACANCY | 44 | 27 |
| 78383 | 41.1 | STRONG_BUY | VACANCY | 53 | 24 |
| 78416 | 40.1 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 49 | 23 |
| 78415 | 39.6 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 50 | 23 |
| 78414 | 38.9 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 45 | 23 |
| 78404 | 38.5 | PEAK_OPPORTUNITY | VACANCY | 46 | 23 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/78409
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.