ZIP
78659
TX · County 48021 · pop 2,898 (population)
30.9
Opportunity Index
EARLY_SIGNALNational rank #20233
Why This ZIP
ZIP 78659 ranks #20233 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 39.8, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 78659 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48021 — ZIP 78659 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48021 — ZIP 78659 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48021 — ZIP 78659 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 34.4 |
| Vacancy | 16.9 |
| Foreclosure / Delinquency | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 50.8 |
| Bank Institutional | 29.5 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#20233
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp39.8
Pulse score24.9
Signal Breakdown — 10 Categories
Vacancy
16.9
Auction / REO
—
Construction Pressure
50.8
FL Deep Bonus
—
Property Stress
10.0
HOA / Federal Liens
—
Listings Discount
34.4
Bank Institutional
29.5
Insurance Distress
0.0
Foreclosure / Delinquency
15.0
Top-Line Metrics
Avg DOM (days)
121.3
Price Cut %
6.4%
Short-Sale Listings
0
Auction Events 90d
—
Vacancy %
16.9%
Bank Score
29.5
Insurance Score
0.0
Listings Discount
34.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 78659 | 24.9 | 11.4 | 0.0 | 34.4 |
| County 48021 | 27.0 | 11.1 | 0.0 | 36.4 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 78945 | 39.1 | OVERHEATED | VACANCY | 35 | 23 |
| 78653 | 37.2 | PEAK_OPPORTUNITY | BANK_INSTITUTIONAL | 40 | 24 |
| 78941 | 36.9 | OVERHEATED | VACANCY | — | 24 |
| 78959 | 35.6 | EARLY_SIGNAL | VACANCY | — | 25 |
| 78942 | 35.2 | WATCHLIST | VACANCY | 41 | 19 |
| 78621 | 33.8 | WATCHLIST | BANK_INSTITUTIONAL | 42 | 11 |
| 78617 | 33.0 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 32 | 21 |
| 78953 | 31.7 | EARLY_SIGNAL | VACANCY | 37 | 8 |
| 78662 | 31.5 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 50 | 8 |
| 78616 | 31.4 | EARLY_SIGNAL | VACANCY | 41 | 9 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/78659
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.