ZIP
79086
TX · County 48421 · pop 3,433 (population)
35.0
Opportunity Index
EARLY_SIGNALNational rank #9587
Why This ZIP
ZIP 79086 ranks #9587 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 32.5, signal coverage 6/10 (75% data coverage, HIGH confidence).
ZIP 79086 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48421 — ZIP 79086 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48421 — ZIP 79086 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48421 — ZIP 79086 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Foreclosure / Delinquency | 23.0 |
| Vacancy | 18.0 |
| Property Stress | 15.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 95.7 |
| Bank Institutional | 52.4 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensListings DiscountInsurance Distress
Coverage: 75%
Confidence: HIGH
⇅ Rank
National rank#9587
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp32.5
Pulse score36.6
Signal Breakdown — 10 Categories
Vacancy
18.0
Auction / REO
—
Construction Pressure
95.7
FL Deep Bonus
—
Property Stress
15.0
HOA / Federal Liens
—
Listings Discount
—
Bank Institutional
52.4
Insurance Distress
0.0
Foreclosure / Delinquency
23.0
Top-Line Metrics
Avg DOM (days)
—
Price Cut %
—%
Short-Sale Listings
—
Auction Events 90d
—
Vacancy %
18.0%
Bank Score
52.4
Insurance Score
0.0
Listings Discount
—
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 79086 | 36.6 | 16.9 | 0.0 | — |
| County 48421 | 34.3 | 17.3 | 0.0 | — |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (4)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 79040 | 33.0 | EARLY_SIGNAL | VACANCY | — | 16 |
| 73949 | 32.7 | EARLY_SIGNAL | VACANCY | — | 21 |
| 79084 | 32.2 | EARLY_SIGNAL | VACANCY | — | 16 |
| 73960 | 28.7 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/79086
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.