ZIP
79124
TX · County 48375 · pop 11,800 (population)
34.8
Opportunity Index
WATCHLISTNational rank #10107
Why This ZIP
ZIP 79124 ranks #10107 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.4, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 79124 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48375 — ZIP 79124 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48375 — ZIP 79124 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48375 — ZIP 79124 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 44.4 |
| Foreclosure / Delinquency | 19.0 |
| Property Stress | 18.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 54.7 |
| Construction Pressure | 35.7 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#10107
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp40.4
Pulse score31.0
Signal Breakdown — 10 Categories
Vacancy
6.1
Auction / REO
—
Construction Pressure
35.7
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
44.4
Bank Institutional
54.7
Insurance Distress
0.0
Foreclosure / Delinquency
19.0
Top-Line Metrics
Avg DOM (days)
112.3
Price Cut %
7.0%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
6.1%
Bank Score
54.7
Insurance Score
0.0
Listings Discount
44.4
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 79124 | 31.0 | 18.8 | 0.0 | 44.4 |
| County 48375 | 32.4 | 18.1 | 0.0 | 42.4 |
| TX state avg | 32.1 | 17.9 | 0.6 | 31.7 |
| National | 31.1 | 17.5 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 79068 | 39.8 | PEAK_OPPORTUNITY | VACANCY | 57 | 15 |
| 79036 | 39.5 | PEAK_OPPORTUNITY | VACANCY | 58 | 17 |
| 79107 | 39.1 | PEAK_OPPORTUNITY | VACANCY | 54 | 18 |
| 79108 | 37.2 | PEAK_OPPORTUNITY | VACANCY | 45 | 18 |
| 79101 | 35.7 | WATCHLIST | VACANCY | 44 | 18 |
| 79102 | 34.9 | WATCHLIST | VACANCY | 47 | 18 |
| 79106 | 34.4 | WATCHLIST | VACANCY | 38 | 18 |
| 79109 | 32.8 | EARLY_SIGNAL | VACANCY | 41 | 15 |
| 79104 | 32.8 | EARLY_SIGNAL | VACANCY | 31 | 18 |
| 79121 | 32.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 37 | 15 |
DLRadar data · last update 10/20/2026, 6:49:37 AM
API: /api/economic-pulse/zip/79124
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.