ZIP
79928
TX · County 48141 · pop 82,792 (population)
33.5
Opportunity Index
WATCHLISTNational rank #13257
Why This ZIP
ZIP 79928 ranks #13257 nationally with phase WATCHLIST. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 40.0, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 79928 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 48141 — ZIP 79928 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 48141 — ZIP 79928 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 48141 — ZIP 79928 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 46.8 |
| Foreclosure / Delinquency | 12.0 |
| Property Stress | 11.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 55.9 |
| Construction Pressure | 51.8 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#13257
PhaseWATCHLIST
Primary driverBANK_INSTITUTIONAL
Capital opp40.0
Pulse score29.2
Signal Breakdown — 10 Categories
Vacancy
4.6
Auction / REO
—
Construction Pressure
51.8
FL Deep Bonus
—
Property Stress
11.0
HOA / Federal Liens
—
Listings Discount
46.8
Bank Institutional
55.9
Insurance Distress
0.0
Foreclosure / Delinquency
12.0
Top-Line Metrics
Avg DOM (days)
78.8
Price Cut %
5.0%
Short-Sale Listings
12
Auction Events 90d
—
Vacancy %
4.6%
Bank Score
55.9
Insurance Score
0.0
Listings Discount
46.8
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 79928 | 29.2 | 10.3 | 0.0 | 46.8 |
| County 48141 | 26.8 | 10.4 | 0.0 | 30.8 |
| TX state avg | 32.2 | 17.9 | 0.6 | 31.7 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (10)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 79836 | 35.9 | WATCHLIST | BANK_INSTITUTIONAL | 54 | 11 |
| 79938 | 33.1 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 43 | 12 |
| 79924 | 32.7 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 42 | 11 |
| 79911 | 32.1 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 49 | 11 |
| 79927 | 31.7 | EARLY_SIGNAL | LISTINGS_DISCOUNT | 46 | 11 |
| 79936 | 31.4 | EARLY_SIGNAL | BANK_INSTITUTIONAL | 41 | 11 |
| 79838 | 31.0 | EARLY_SIGNAL | VACANCY | — | 11 |
| 79934 | 30.9 | EARLY_SIGNAL | VACANCY | 40 | 11 |
| 79935 | 29.8 | WEAK | BANK_INSTITUTIONAL | — | 11 |
| 79930 | 29.5 | WEAK | VACANCY | 30 | 11 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/79928
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.