ZIP
81050
CO · County 08089 · pop 9,774 (population)
29.4
Opportunity Index
WEAKNational rank #23979
Why This ZIP
ZIP 81050 ranks #23979 nationally with phase WEAK. Primary driver: BANK_INSTITUTIONAL. Capital opportunity score is 33.2, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 81050 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 08089 — ZIP 81050 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 08089 — ZIP 81050 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 08089 — ZIP 81050 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 27.5 |
| Foreclosure / Delinquency | 18.0 |
| Property Stress | 12.0 |
▼ Top 3 Risk Signals
| Construction Pressure | 52.5 |
| Bank Institutional | 51.1 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#23979
PhaseWEAK
Primary driverBANK_INSTITUTIONAL
Capital opp33.2
Pulse score26.9
Signal Breakdown — 10 Categories
Vacancy
7.4
Auction / REO
—
Construction Pressure
52.5
FL Deep Bonus
—
Property Stress
12.0
HOA / Federal Liens
—
Listings Discount
27.5
Bank Institutional
51.1
Insurance Distress
0.0
Foreclosure / Delinquency
18.0
Top-Line Metrics
Avg DOM (days)
120.4
Price Cut %
16.3%
Short-Sale Listings
1
Auction Events 90d
—
Vacancy %
7.4%
Bank Score
51.1
Insurance Score
0.0
Listings Discount
27.5
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 81050 | 26.9 | 12.3 | 0.0 | 27.5 |
| County 08089 | 28.4 | 12.6 | 0.0 | 27.9 |
| CO state avg | 27.5 | 12.3 | 1.0 | 24.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 81039 | 37.1 | PEAK_OPPORTUNITY | VACANCY | 41 | 13 |
| 81058 | 32.1 | EARLY_SIGNAL | VACANCY | — | 18 |
| 81067 | 32.0 | EARLY_SIGNAL | VACANCY | 30 | 12 |
| 81077 | 31.4 | EARLY_SIGNAL | VACANCY | 39 | 12 |
| 81059 | 30.7 | WEAK | VACANCY | — | 12 |
| 81030 | 25.5 | WEAK | BANK_INSTITUTIONAL | — | 12 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/81050
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.