ZIP
81089
CO · County 08055 · pop 4,810 (population)
35.2
Opportunity Index
EARLY_SIGNALNational rank #9170
Why This ZIP
ZIP 81089 ranks #9170 nationally with phase EARLY_SIGNAL. Primary driver: VACANCY. Capital opportunity score is 32.7, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 81089 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 08055 — ZIP 81089 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 08055 — ZIP 81089 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 08055 — ZIP 81089 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 33.1 |
| Vacancy | 25.4 |
| Foreclosure / Delinquency | 25.0 |
▼ Top 3 Risk Signals
| Bank Institutional | 69.2 |
| Construction Pressure | 43.9 |
⚠ Missing Data
Auction / REOFL Deep BonusHOA / Federal LiensInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#9170
PhaseEARLY_SIGNAL
Primary driverVACANCY
Capital opp32.7
Pulse score36.8
Signal Breakdown — 10 Categories
Vacancy
25.4
Auction / REO
—
Construction Pressure
43.9
FL Deep Bonus
—
Property Stress
16.0
HOA / Federal Liens
—
Listings Discount
33.1
Bank Institutional
69.2
Insurance Distress
0.0
Foreclosure / Delinquency
25.0
Top-Line Metrics
Avg DOM (days)
124.5
Price Cut %
—%
Short-Sale Listings
3
Auction Events 90d
—
Vacancy %
25.4%
Bank Score
69.2
Insurance Score
0.0
Listings Discount
33.1
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 81089 | 36.8 | 17.9 | 0.0 | 33.1 |
| County 08055 | 33.7 | 17.5 | 0.0 | 31.4 |
| CO state avg | 27.5 | 12.3 | 1.0 | 24.3 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (3)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 81069 | 36.3 | WATCHLIST | VACANCY | 40 | 15 |
| 81055 | 32.2 | EARLY_SIGNAL | VACANCY | 29 | 17 |
| 81040 | 30.2 | WEAK | VACANCY | — | 13 |
DLRadar data · last update 10/20/2026, 9:32:01 AM
API: /api/economic-pulse/zip/81089
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.