ZIP
81123
CO · County 08023 · pop 726 (population)
30.5
Opportunity Index
WEAKNational rank #21222
Why This ZIP
ZIP 81123 ranks #21222 nationally with phase WEAK. Primary driver: VACANCY. Capital opportunity score is 48.1, signal coverage 7/10 (88% data coverage, HIGH confidence).
ZIP 81123 — Historical Price + Stress Trajectory
50 years FHFA HPI · 2.3 years quarterly stress signalsloading…
Overlay:
🟡 HPI Index (left axis) = FHFA House Price Index annual values from FHFA HPI-AT-BDL ZIP5 dataset · 1975–2025 · base 100. Overlay (right axis) = quarterly stress signal blended with annual HPI YoY where available. annual + quarterly data points loaded.
Parent County 08023 — ZIP 81123 highlighted
Opportunity Index 0-100 · As of — · Auto-refresh 60s
★ 0 sweet
0 buyers-market
0 ZIPs
Parent County 08023 — ZIP 81123 highlightedNational 5y🔥 top = HOT zips · ⊘ bottom = BAD · hover for values
ZIPs in Parent County 08023 — ZIP 81123 highlighted — ranked by opportunity
click any row to drill in · gold ★ = sweet spot| # | ZIP | Opp | Phase | Driver | Action | Bank Mv | Cap Rdy | Disc% | Vac% | Short | REO | Why |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| No ZIPs for this county. | ||||||||||||
▲ Top 3 Bullish Signals
| Listings Discount | 36.0 |
| Foreclosure / Delinquency | 30.0 |
| Vacancy | 21.6 |
▼ Top 3 Risk Signals
| No risks above threshold |
⚠ Missing Data
Auction / REOConstruction PressureFL Deep BonusHOA / Federal LiensBank InstitutionalInsurance Distress
Coverage: 88%
Confidence: HIGH
⇅ Rank
National rank#21222
PhaseWEAK
Primary driverVACANCY
Capital opp48.1
Pulse score18.8
Signal Breakdown — 10 Categories
Vacancy
21.6
Auction / REO
—
Construction Pressure
0.0
FL Deep Bonus
—
Property Stress
18.0
HOA / Federal Liens
—
Listings Discount
36.0
Bank Institutional
0.0
Insurance Distress
0.0
Foreclosure / Delinquency
30.0
Top-Line Metrics
Avg DOM (days)
124.6
Price Cut %
—%
Short-Sale Listings
7
Auction Events 90d
—
Vacancy %
21.6%
Bank Score
0.0
Insurance Score
0.0
Listings Discount
36.0
Benchmark vs County vs State vs National
| Tier | Pulse | FC | Ins | Disc |
|---|---|---|---|---|
| ZIP 81123 | 18.8 | 21.0 | 0.0 | 36.0 |
| County 08023 | 19.0 | 20.9 | 0.0 | 24.2 |
| CO state avg | 27.5 | 12.3 | 1.0 | 24.2 |
| National | 31.0 | 17.4 | 0.4 | 28.4 |
Related ZIPs — Same County (6)
| ZIP | Opp | Phase | Driver | Disc | Stress |
|---|---|---|---|---|---|
| 81055 | 32.2 | EARLY_SIGNAL | VACANCY | 29 | 17 |
| 81152 | 31.1 | EARLY_SIGNAL | VACANCY | 38 | 18 |
| 81133 | 29.0 | WEAK | VACANCY | 30 | 18 |
| 81151 | 28.5 | WEAK | VACANCY | — | 18 |
| 81126 | 27.0 | WEAK | VACANCY | — | 18 |
| 81138 | 25.7 | WEAK | VACANCY | 25 | 15 |
DLRadar data · last update 10/20/2026, 12:38:14 PM
API: /api/economic-pulse/zip/81123
Methodology: the opportunity index blends the pulse reading with capital opportunity. Signals from methodology.